While certain organizations offer assisted review processes, you can't get “instant approval" for a high-risk merchant account. Notwithstanding those “High-Risk Merchant Account with Instant Approval with no credit check" ads that you'll occasionally see, it generally takes more time to acquire final approval for a high-risk merchant account than it does for a low-risk business. https://www.5starprocessing.com/high-risk-merchant-accounts-instant-approval/

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Merchant accounts are useful for high risk merchants because they allow you to avoid the risks associated with fraud and chargeback’s. https://peerboard.com/666286805/post/2112199531

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PayPal is not available in every country. In fact, it’s only available in the United States and Canada at this time. However, there are certain countries that do not accept PayPal because of trade embargos with the US or sanctions imposed by the United States government. These countries include Cuba, Iran, North Korea and Syria (among others). https://5starelk.wordpress.com/2022/11/16/paypal-merchant-account-requirements/